Lawsuit Defense

Being sued by a creditor or debt collector can be a stressful and overwhelming experience. At NationalLaw.us, we specialize in defending consumers against debt collection lawsuits with our highly skilled network of Law Firms.

We can help if you've been sued by:

Credit card companies
Debt buyers
Collection agencies
Medical providers
Banks and financial institutions
Auto lenders

Lawsuit Defense

Our experienced Network of Law Firms to support your case, identify potential defenses, and develop a strategic plan to protect your rights and interests. We handle all aspects of your lawsuit defense, including:

Analyzing the complaint and supporting documentation
Preparing and filing responsive pleadings
Conducting discovery to gather evidence
Representing you in court proceedings
Negotiating settlements when appropriate
Challenging the plaintiff's evidence and legal arguments

Schedule a Free Consultation

Common Defenses in Debt Collection Lawsuits

Statute of Limitations

Debt collectors must file lawsuits within a specific timeframe. If the statute of limitations has expired, we can use this as a defense to get the case dismissed.

Lack of Standing

The plaintiff must prove they have the legal right to sue you. Many debt buyers cannot produce the documentation necessary to establish ownership of the debt.

Insufficient Evidence

The plaintiff must provide admissible evidence to prove you owe the debt. Often, they lack the necessary documentation to meet their burden of proof.

FDCPA Violations

If the debt collector has violated the Fair Debt Collection Practices Act, we can use these violations as leverage in your defense.

The Lawsuit Defense Process

Initial Consultation

We'll review your case, explain your options, and develop a defense strategy tailored to your situation.

Case Analysis

Our attorneys will analyze the complaint, investigate the debt's history, and identify potential defenses.

Lawful Representation

We'll represent you throughout the legal process, from filing responses to appearing in court on your behalf.

Don't Face a Lawsuit Alone

Many consumers make the mistake of ignoring debt collection lawsuits, which often results in default judgments. With a default judgment, the creditor can garnish your wages, levy your bank accounts, and place liens on your property.

By working with NationalLaw.us, you'll have experienced attorneys fighting to protect your rights and financial future.

Frequently Asked Questions

What should I do if I've been served with a lawsuit?

Don't ignore it! Contact us immediately to discuss your options. There are strict deadlines for responding to lawsuits, and failing to respond can result in a default judgment against you.

How much does it cost to defend against a debt collection lawsuit?

We offer flexible fee arrangements and will discuss all costs during your free initial consultation. In many cases, the cost of defense is significantly less than the amount of the debt being sued for.

Can you help if a default judgment has already been entered against me?

Yes, we may be able to help set aside the default judgment depending on the circumstances. Contact us to discuss your specific situation.